International Protector Middle East (IPME) is an award-winning term insurance in UAE offering from Friends Provident International (FPI) that holds a dominant position in the market. This product is available to individuals or as a joint-life policy. It can be structured as life insurance, with earlier critical illness coverage, or a standalone critical illness policy.
FPI is a global entity with offices in the Isle of Man, UAE, Hong Kong, and Singapore. With over four decades of experience in the UAE, we specialize in providing competitive life assurance and investment products distributed through our UAE-licensed financial adviser partners, such as Life Insurance Bazaar. Customers opt for our financial solutions to gain the freedom of financial planning in Dubai to make the most of their lives, safeguard what they hold dear, and save for their most significant aspirations.
Additional Benefits Obtained On Claiming IPME:
Accidental Death Benefit Cover:
You will receive complimentary life insurance coverage equal to the lesser of USD 250,000 or the coverage you requested when we receive a fully completed International Protector Middle East application at FPI’s offices. This coverage guarantees protection in the event of accidental death for 60 days starting when you submit your application.
Free Cover For Your Children:
For life or standalone critical illness policies, a complimentary children’s critical illness and disability benefit is provided for a maximum of three children per parent or legal guardian designated as the primary life assured.
Portability:
IPME plan is portable as you can enjoy the plan benefits even after moving to a new location.
Collaboration With Best Doctors:
When you apply for IPME, you earn the additional benefit of access to top medical providers as we collaborate with the best doctors in the region to obtain opinions on your medical conditions. Thus, through this collaboration with the medical experts, we guarantee that you have a complete diagnosis and get the right treatment plan for your medical situation.
Flexible Term Plan:
In this IPME term plan, you can choose annual or monthly payments based on your financial status to manage your expenses effectively.
Currency Options:
IPME allows you to select your preferred currency for premiums and coverage, including US Dollars (USD), British Pounds (GBP), UAE Dirhams (AED), and Euros (EUR). Once you’ve chosen, your selected currency will remain consistent throughout your plan.
Accelerated Premium Payment (APP):
International Protector Middle East offers a variety of payment term options under the ‘APP’ for expatriates who would instead not commit to paying premiums for the entire policy duration.
Advance Claim Payment:
If you were to pass away, we would allow your beneficiary to promptly request an advance of USD 10,000 from the total coverage of your International Protector Middle East + policy before determining a claim and the ultimate settlement.
The International Protector Middle East (IPME) from Friends Provident International (FPI) offers an array of benefits and features that provide robust financial protection and ensure flexibility and peace of mind for policyholders and their families. From complimentary accidental death coverage and children’s benefits to global access to renowned medical specialists, currency options, and flexible payment plans, IPME is designed to meet individuals’ diverse needs and preferences in the UAE. Approach Life Insurance Bazaar for IPME, key man insurance, retirement plans, and many more for a comprehensive financial planning solution and protection in the Middle East.
